Account Rates & Fees

Choose the account that works best for you.

What do you need to continue down your financial path?  Compare rates and view fees from our featured accounts to ensure you find what fits you and your life.

RATES - Effective: 12/1/2022

FEES - Effective: 06/26/2019

Share Rates

 

Interest Rate 0.050%
Annual Percentage Yield: 0.05%
Minimum Opening Deposit $100.00
Minimum Balance to Earn Stated APY $500.00
Minimum Balance to Avoid Service Fee NONE
Balance Method Average Daily Balance
Interest Compounded Daily
Interest Credited Monthly

Interest Rate 0.150%
Annual Percentage Yield 0.15%
Minimum Balance to Earn Stated APY $1,000.00
Jumbo Interest Rate 0.250%
Jumbo Annual Percentage Yield 0.25%
Minimum Balance to Earn Stated APY $15,000.00
Minimum Opening Deposit $25.00
Minimum Balance to Avoid a Service Fee NONE
Balance Method Average Daily Balance
Interested Compounded Daily
Interest Credited Quarterly

Interest Rate 0.350%
Annual Percentage Yield 0.35%
Minimum Opening Deposit $5.00
Minimum Balance to Earn Stated APY $5.00
Minimum Balance to Avoid Service Fee NONE
Balance Method Average Daily Balance
Interest Compounded Monthly
Interest Credited Quarterly

Interest Rate 0.300%
Annual Percentage Yield 0.30%
Minimum Opening Deposit NONE
Minimum Balance to Avoid Service Fee NONE
Minimum Balance to Earn Stated APY $500.00
Balance Method Average Daily Balance
Interest Compounded Daily
Interest Credited Quarterly

Long Term Savings

 

Balance Rate APY
$2,500 to $24,999 0.500% 0.50%
$25,000 to $49,999 0.600% 0.60%
$50,000 to $99,999 0.700% 0.75%
$100,000 and above 0.995% 1.00%
  • Interest Compounded: Daily
  • Interest Credited: Monthly
  • Minimum Opening Deposit: None
  • Minimum Balance to Avoid a Service Fee: NONE
  • Minimum Balance to Earn the Stated APY: $2,500
  • Balance Method: Average daily balance

Term Rate APY
6 month CD 0.995% 1.00%
12 month CD 1.736% 1.75%
24 month CD 1.982% 2.00%
36 month CD 2.227% 2.25%
60 month CD 2.472% 2.50%
  • $1,000 minimum balance required.
  • Annual percentage yield (APY) paid if dividend is returned in certificate.
  • Penalties will be charged for early withdrawals.
  • Dividend rates are subject to change.
  • Dividends compounded daily and paid monthly.

Term Rate APY
12 month IRA / CD 1.736% 1.75%
24 month IRA / CD 1.982% 2.00%
36 month IRA / CD 2.227% 2.25%
60 month IRA / CD 2.472% 2.50%
  • $1,000 minimum balance required.
  • Annual percentage yield (APY) paid if dividend is returned in certificate.
  • Penalties will be charged for early withdrawals.
  • Dividend rates are subject to change.
  • Dividends compounded daily and paid monthly.

Checking Account Fees

 

Name Fee
Stop Payment $25.00 per item
Returned Check $30.00 per item
Courtesy Pay $30.00 per item
Share Draft Copy $5.00 per item
Statement Copy $5.00 per month
Account Research $25.00 per hour
Statement Reconciliation $25.00 per hour
Check Printing price may vary depending on style
Business Checking $10.00 per month (if balance less than $1,000)
Returned Deposit $5.00 per item
Debit Card Replacement $10.00 per card

Name Fee
Domestic Wire $15.00 each transaction
Debit Card Payment Convenience Fee $15.00 each payment
Teller (Cashier's) Check $3.00 per check
Credit Card Replacement $10.00
Credit Card PIN replacement $3.00
Close Account (if closed within first 90 days) $25.00
Reopen Account $25.00
Check Cashing, Non-Members $13.50
Check Cashing, No Checking Account $13.50
Phone Inquiries $1.00 per call
Returned Mail $2.50 per occurence

Name Fee
Expedited Check Payment $25.00 per item
Expedited ACH/EFT Payment $5.00 per item
Returned EFT $30.00 per item
Stop Payment $25.00 per item