Important Notices from Us to You
Military Lending Act
Federal law provides protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with the credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).
Digital Wallet Terms & Conditions
Please read the below notice to understand the terms and conditions for adding your FBCU card to a Digital Wallet. The terms apply when you choose to add a FBCU credit or debit card to a Digital Wallet.
USA Patriot Act Notice
Account opening procedures regarding the USA Patriot Act.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account at First Basin Credit Union.
Documents Available for Review
Upon written request to the credit union's Main Office, First Basin members may review the following documents:
- Balance sheet and income statement
- Summary of the most recent annual audit
- Written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, and policies.
- Internal Revenue Service Form 990
Contact our President/CEO or our Chief Financial Officer at 432-333-5600 for more information.